This year, I turned 60. It has given me an opportunity to reflect on a career that has spanned 38 years in the financial services industry, including the last seven years as an independent solo practitioner. When I entered this profession, I thought my role would be helping clients make sound financial decisions. While that remains true, what I have come to appreciate most is the privilege of growing alongside my clients as they navigate life's many transitions. Together, we've celebrated...

Ronit Rogoszinski, a West Hempstead resident and mother of four, was recently elected to the Financial Planning Association of Long Island Board of Directors as the new Director of Women in Finance. The founder of Women + Wealth Solutions in Carle Place, Rogoszinski works closely with women and families navigating major financial life transitions. Q: Can you tell me a bit about yourself? A: I’ve been in the financial services industry for about 36 years. I opened my own practice, Women +...

By Ronit Rogoszinski, CFP(R) Many business owners are highly capable, motivated, and successful—yet still feel uneasy about their finances. That discomfort often has little to do with income and everything to do with structure. When business and personal money blur together, financial decisions feel harder than they need to be. Spending feels risky. Investing gets delayed. Planning becomes reactive. The solution isn’t complexity. It’s clarity. The Cash Flow Problem Most Owners Face In many...